
we care for you as well as your mortgage
1. Let’s talk about you
2. You find a home
3. Let’s make it happenAre you still getting the best deal on your mortgage?
If you’re coming to the end of your current fixed, tracker or discounted period, or if you’re already paying the lender’s Standard Variable Rate (SVR) then we could save you money.
We don’t just do residential mortgages you know, we offer advice on a whole range of other areas including Buy-to-let, Equity Release, Life Insurance & Will Writing.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We do not charge a fee for residential mortgage advice. We charge an administration fee for processing each of your mortgage contracts and our fees only become payable if/when you decide to go ahead with an application.
Standard residential mortgages
For standard residential mortgage contracts the typical fee is £199, payable on application. Alternatively, you may pay a fee of 0.5% of the mortgage loan, payable on application, and any commission received from the lender will be returned to you after completion.
Buy-to-let mortgages
For buy-to-let mortgages the typical fee is £299, payable on application. Please note that the FSA does not regulate buy-to-let mortgages
Offshore and commercial mortgages
For offshore and commercial mortgages the typical fee is £399, payable on application.
Equity Release Mortgages & Home Reversion Plans
For Equity release mortgages and Home Reversion Plans the typical fee is £499, of which £249 is payable at the point a personal recommendation is made, whether you decide to proceed or not, and the remaining £250 payable if/when an application is made.
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