
Mortgage Medics was established by Samuel Murphy and Jon Bloomfield in 2007, a baptism of fire in the midst of a recession, and they were delighted to be joined by Nick Lomax following the integration of Adapt Financial Services into the company in 2011. Drawing on their experience working for companies including Barclays, NatWest, Pearl Assurance, John Charcol, and local estate agents, their mission from the outset was simple –
"To provide an outstanding service and quality of advice, centred around our clients' best interests, away from the influence of financial institutions and other third parties"
In these increasingly uncertain times, we're proud to say that we put care and honesty before profits. We adopt a whole of market approach, rather than choosing to deal with a small panel of companies. This means that we deal with all available providers when advising you about a mortgage or protection contract.
Of course anyone can go and have a chat with their bank about getting a mortgage, so what's the point of a broker? Well the biggest difference is that we work for you rather than for the bank. We'll tell you if the bank next door have got a better deal, we'll be happy to help out of hours and in your own home if you prefer, and we won't pass you to a far flung call centre once you've signed on the dotted line!
Not only do we look at every available option, but we also have access to exclusive deals not available on the high street, and of course we won't charge you for an initial consultation.
So whether you're considering your first purchase, remortgaging, or even an experienced Buy-to-Let landlord, we have the experience, skills and determination to get the job done, and get it done well - from initial advice, to moving in.
Contact us using our simple web form or phone us on 0844 880 6530 to see how we can help
“Sam at Mortgage Medics helped me buy my first property last year and made what can be a painful process a lot easier. All of the information was explained to me plainly and clearly and I was confident that I was getting the right product for me. Any questions I had (and there were many!) were answered quickly and I really felt that I was getting the best possible advice. Their customer service is excellent and they are really there to help you and I would strongly recommend that you use them for any of your mortgage needs.”
Sherrie, Hove.
read more testimonials...YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We do not charge a fee for residential mortgage advice. We charge an administration fee for processing each of your mortgage contracts and our fees only become payable if/when you decide to go ahead with an application.
Standard residential mortgages
For standard residential mortgage contracts the typical fee is £199, payable on application. Alternatively, you may pay a fee of 0.5% of the mortgage loan, payable on application, and any commission received from the lender will be returned to you after completion.
Buy-to-let mortgages
For buy-to-let mortgages the typical fee is £299, payable on application. Please note that the FSA does not regulate buy-to-let mortgages
Offshore and commercial mortgages
For offshore and commercial mortgages the typical fee is £399, payable on application.
Equity Release Mortgages & Home Reversion Plans
For Equity release mortgages and Home Reversion Plans the typical fee is £499, of which £249 is payable at the point a personal recommendation is made, whether you decide to proceed or not, and the remaining £250 payable if/when an application is made.
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