
Protecting your home and its contents comes as second nature to most of us, and if your property is mortgaged then Buildings Insurance is a condition of your mortgage. But you shouldn’t take out cover just because you have to; what would you do if you lost everything, perhaps due to events totally beyond your control? Could you afford to start all over again?
With access to carefully selected providers we can ensure you get the cover you need at the best possible price.
Even if your property is of an unusual construction type such as Timber Framed, Concrete, Thatched Roof or a Flying Freehold, we have insurers prepared to offer cover at a competitive price. So get in touch and see how much we could save you.
We do not usually charge a fee for insurance advice, instead we receive commission from the provider. If you prefer however, you can opt to pay us a fee instead of us receiving commission from the provider.
Contact us using our simple web form or phone us on 0844 880 6530 to see how we can help
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We do not charge a fee for residential mortgage advice. We charge an administration fee for processing each of your mortgage contracts and our fees only become payable if/when you decide to go ahead with an application.
Standard residential mortgages
For standard residential mortgage contracts the typical fee is £199, payable on application. Alternatively, you may pay a fee of 0.5% of the mortgage loan, payable on application, and any commission received from the lender will be returned to you after completion.
Buy-to-let mortgages
For buy-to-let mortgages the typical fee is £299, payable on application. Please note that the FSA does not regulate buy-to-let mortgages
Offshore and commercial mortgages
For offshore and commercial mortgages the typical fee is £399, payable on application.
Equity Release Mortgages & Home Reversion Plans
For Equity release mortgages and Home Reversion Plans the typical fee is £499, of which £249 is payable at the point a personal recommendation is made, whether you decide to proceed or not, and the remaining £250 payable if/when an application is made.
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