
Death and serious illness aren't exactly light conversation for most of us, but we can all think of people close to us who have met an untimely end, or suffered serious ill health at a relatively early age.
Taking out appropriate cover provides peace of mind and could prevent a financial catastrophe from adding to you and your loved ones' woes at a difficult time.
You might already have life cover, but have you considered what might happen if you faced serious illness and survived? Could you afford to take enough time off work to fully recover? Could you afford to return to a reduced role if that's all your health would allow?
At Mortgage Medics we use our experience and expertise to ensure you get the best advice, and all available providers to ensure you get the best value for money.
If you'd like to discuss your options then contact us to arrange a free initial consultation, without obligation. Whatever your budget, we can tailor cover to suit your needs. You might be surprised at how affordable appropriate cover can be.
We do not usually charge a fee for insurance advice, instead we receive commission from the provider, and the exact amount would be disclosed to you prior to making an application. If you prefer however, you can opt to pay us a fee instead of us receiving commission from the provider
Contact us using our simple web form or phone us on 0844 880 6530 to see how we can help
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We do not charge a fee for residential mortgage advice. We charge an administration fee for processing each of your mortgage contracts and our fees only become payable if/when you decide to go ahead with an application.
Standard residential mortgages
For standard residential mortgage contracts the typical fee is £199, payable on application. Alternatively, you may pay a fee of 0.5% of the mortgage loan, payable on application, and any commission received from the lender will be returned to you after completion.
Buy-to-let mortgages
For buy-to-let mortgages the typical fee is £299, payable on application. Please note that the FSA does not regulate buy-to-let mortgages
Offshore and commercial mortgages
For offshore and commercial mortgages the typical fee is £399, payable on application.
Equity Release Mortgages & Home Reversion Plans
For Equity release mortgages and Home Reversion Plans the typical fee is £499, of which £249 is payable at the point a personal recommendation is made, whether you decide to proceed or not, and the remaining £250 payable if/when an application is made.
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