Mortgage & Protection News – Summer 2018

Welcome to our Summer 2018 newsletter – and what a Summer it’s been so far!  Click here or on the image below to open a PDF of the newsletter in a new window.

Featured in this issue:

• With excellent mortgage deals still on offer, is this the time to assess your borrowing needs? If so, then we look at differing options and the ways to borrow that
  might be on offer, dependent on your own personal situation. In the case of First-Time Buyers, for example, it’s currently cheaper to pay for a mortgage than to rent in all UK regions.*
• We consider the peace of mind brought about by having suitable protection cover in place, should the unexpected occur. If you felt that it’s unlikely you would benefit from a payout if you had to claim, then think again. Of the almost 200,000 claims made in 2017, 97.8% were paid out.**
• With all this in mind, we highlight how important it is to come to us for professional advice to help navigate you through the massive array of lenders, insurers and their product choices, along with endeavouring to enable you to meet the affordability criteria on mortgage loans.
• Finally, the Buy-to-Let landlord represents an important and sizeable piece of the property marketplace, but recent developments mean that it’s vital that they take advice on regulatory and tax developments, and perhaps consider if Limited Company status is a suitable route forward.

If you know someone who might benefit from a chat with us why not share this with them?

 

 

*Santander UK, June 2018 release.
**Association of British Insurers, 2017 figures, May 2018 release.