15th September 2023

How much can I borrow on a mortgage?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Personal Finance, Property, Remortgaging, Self Employed

If you’re hoping to buy your first property or move home, the first question you will likely think is ‘How much can I borrow… Read More

12th September 2023

Predicted cost of rental rises compared to first time buyers is eye-opening

Written by Joe Mellor
Posted in Buy-to-Let, First Time Buyers, Mortgages, Property, Small Business

An exclusive story in the i has said that rental rises are to cost £3,700-a-year more than first-time buyers pay on their… Read More

3rd August 2023

Should I take my mortgage over a longer term?

Written by Sam Murphy
Posted in First Time Buyers, Mortgages, Personal Finance, Property, Remortgaging, Retirement, Self Employed

As inflation soars and people struggle with higher living costs, many are having to make tough financial choices to make ends meet and progress in… Read More

23rd June 2023

How long should I fix my mortgage for?

Written by Sam Murphy
Posted in Base Rate, Mortgages, Personal Finance, Property, The Economy

When taking out a new mortgage product, you will have the choice of either choosing a fixed rate or a variable rate. A fixed rate… Read More

13th April 2023

What do buy-to-let tenants look for?

Written by Sam Murphy
Posted in Buy-to-Let, Lifestyle, Mortgages, Property

As a buy-to-let investor, you know better than anyone how competitive the marketplace is right now. So what can you do to get ahead of… Read More

10th February 2023

Will my mortgage lender allow me to let out my home?

Written by Sam Murphy
Posted in Buy-to-Let, Lifestyle, Mortgages, Property

If you’re thinking of letting your property, whether on a long-term or short-term basis, here’s what you need to know when it comes to your… Read More

3rd February 2023

Can I get a mortgage on Maternity / Parental Leave?

Written by Sam Murphy
Posted in First Time Buyers, Mortgages, Property

You may think that getting a mortgage could be difficult if you’re about to start, or are currently on maternity or shared parental leave.  Fortunately,… Read More

16th September 2022

Should I break out of my fixed rate mortgage?

Written by Sam Murphy
Posted in Budget, Mortgages, Property, Self Employed

With interest rates on the rise, a question we’re being asked a lot at the moment is “should I break out of my fixed rate… Read More

15th August 2022

5 Top Tips when Remortgaging

Written by Sam Murphy
Posted in Budget, Mortgages, Property, Self Employed

So, what does a smooth Remortgage look like and when can you start the remortgage process? A smooth remortgage requires preparation and being organised. Just… Read More

5th August 2022

Bank of England scraps mortgage affordability test

Written by Sam Murphy
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property, Self Employed, Small Business

These exciting headlines have been filling our newsfeeds the last few days, but what does this change actually mean for new borrowers? Surely lenders won’t… Read More