10th February 2023

Will my mortgage lender allow me to let out my home?

Written by Sam
Posted in Buy-to-Let, Lifestyle, Mortgages, Property

If you’re thinking of letting your property, whether on a long-term or short-term basis, here’s what you need to know when it comes to your… Read More

3rd February 2023

Can I get a mortgage on Maternity / Parental Leave?

Written by Sam
Posted in First Time Buyers, Mortgages, Property

You may think that getting a mortgage could be difficult if you’re about to start, or are currently on maternity or shared parental leave.  Fortunately,… Read More

16th September 2022

Should I break out of my fixed rate mortgage?

Written by Sam
Posted in Budget, Mortgages, Property, Self Employed

With interest rates on the rise, a question we’re being asked a lot at the moment is “should I break out of my fixed rate… Read More

15th August 2022

5 Top Tips when Remortgaging

Written by Sam
Posted in Budget, Mortgages, Property, Self Employed

So, what does a smooth Remortgage look like and when can you start the remortgage process? A smooth remortgage requires preparation and being organised. Just… Read More

5th August 2022

Bank of England scraps mortgage affordability test

Written by Sam
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property, Self Employed, Small Business

These exciting headlines have been filling our newsfeeds the last few days, but what does this change actually mean for new borrowers? Surely lenders won’t… Read More

16th June 2022

Will my mortgage lender allow me to take on a lodger?

Written by Sam
Posted in Budget, Lifestyle, Mental Health & Wellbeing, Mortgages, Property

The recent cost of living surges have made a lot of us re-think our finances. Can we afford all those streaming services? Are our avocado… Read More

5th May 2022

I take cash through my business – can I get a mortgage?

Written by Sam
Posted in Accountancy, First Time Buyers, Mortgages, Property, Self Employed, Small Business

Despite the huge push for card-only payments since the COVID-19 pandemic, taking cash is still the norm for many businesses and amongst the self-employed, particularly… Read More

28th April 2022

Three creative ways to get on the property ladder if you don’t have enough income or deposit

Written by Sam
Posted in First Time Buyers, Lifestyle, Mortgages, Property, Self Employed

Is the perception that aspiring young homeowners can’t get on the property ladder always correct? It’s no secret that here in the UK property prices… Read More

17th February 2022

Five ways to cut your mortgage payments

Written by Sam
Posted in Budget, Lifestyle, Mental Health & Wellbeing, Mortgages, Property

Rising energy and food prices are becoming a growing concern for countless households right now, particularly as the tax burden looks set to increase too. … Read More

28th January 2022

How to get a bigger mortgage – up to 7x salary!

Written by Sam
Posted in First Time Buyers, Lifestyle, Mortgages, Property

If you’re hoping to be a first time buyer or move home this year, you might find you can’t borrow as much as you need… Read More