4th January 2023

Can I change my mind once I’ve reserved a new mortgage product?

Written by Sam
Posted in Mortgages, Property, The Economy

Interest rate turblulence in the final months of 2022 led many to look to secure a new mortgage product.  This known as a Rate Switch… Read More

18th November 2022

Why are fixed rates falling while the base rate is rising?

Written by Sam
Posted in Base Rate, Markets, Mortgages

Although we are seeing the Bank of England base rate rise, that does not necessarily mean that mortgage rates will too. To help clarify things,… Read More

13th October 2022

How do rising interest rates impact homeowners and first-time buyers?

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages

Since the financial crisis of 2008, the Bank of England has kept its base rate low, meaning that borrowing has been cheap for banks, and… Read More

24th June 2022

How high will eurozone interest rates go?

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages

The UK is far from alone as it struggles with soaring inflation, as fiscal policymakers in Europe are also looking at keeping rising costs under… Read More

13th May 2022

How Many Bank Rate Rises Will We See this Year?

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages

Last month, the UK’s inflation figures for March were released. Having been 6.2% in February, inflation had risen to 7%, the highest rate for 30… Read More

17th March 2022

Bank of England Base Rate up again to 0.75% – what does it mean for my mortgage?

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages

Here’s what you need to know about today’s Bank of England rate increase announcement…   What’s happened? The Bank of England has… Read More

16th December 2021

Bank of England Base Rate increased to 0.25% – what does it mean for my mortgage?

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages

Here’s what you need to know about today’s Bank of England rate increase announcement…   What’s happened? The Bank of England has… Read More

7th October 2021

Average house prices up 10% in the last 12 months – so where next?

Written by Sam
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property

According to the Nationwide Building Society’s latest House Price Index Report, annual house price growth was 10% in September 2021, down slightly from 11% the… Read More

19th August 2021

Could homeownership make you £326,000 better off than renting?

Written by Sam
Posted in Equity Release, First Time Buyers, Lifestyle, Markets, Mortgages, Property, Retirement

Today’s homebuyers could end up £326,000 wealthier over a 30-year period than people who rent, without even considering potential house price growth, according to a… Read More

5th August 2021

Looking for a new fixed rate? How about 40 years…

Written by Sam
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property

You may or may not be aware that the UK mortgage market is quite unique; it’s incredibly competitive and we tend to shop around for… Read More