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Jonathan Smith

Mortgage Services Manager

Jonathan’s qualifications

Qualifications

  • CeMAP Certificate in Mortgage Advice and Practice

    The industry benchmark qualification for mortgage advisers, recognised as a mark of excellence and professionalism. Individuals attain the required understanding of mortgage policy and practice and how to effectively apply this when advising a customer.

  • CeRER Certificate in Regulated Equity Release

    This qualification develops an extensive understanding of the environment, products available and the circumstances where equity release is an appropriate solution for the customer.

  • R07 Advanced Mortgage Advice

    Advanced Mortgage Advice (R07) develops knowledge and understanding of the key elements of the mortgage process, specialist types of mortgage lending and to test candidates' ability to give appropriate mortgage advice to clients with complex needs and circumstances.
Jonathan’s entry on the FCA register

Jonathan at work

I specialise in residential and buy-to-let mortgages, lifetime mortgages, and protection.

The thing I love most about my job is the fact that what we do makes a difference to people’s lives.

I also like it when I help someone achieve something they thought wasn’t possible until they came to me. And also, when another broker can’t find a solution and I can!

Jonathan outside of work

I enjoy DIY, playing with my 2 young daughters, spending time in Cornwall, where my mum lives, and watching England lose at rugby.

Jonathan in the spotlight

On an ideal weekend, you can find me:

On a long country walk, followed by a roast and a few beers in a country pub.

My favourite holiday destination is:

A safari in Kenya, the best holiday ever.

My favourite song to play in the car is:

‘Bat Out Of Hell’ by Meat Loaf – the full version.

The first album I bought was:

All Killer No Filler, Sum 41.

If I could be any fictional character, I would be:

DCI Luther.

If I could turn any activity into an Olympic sport, I would win a medal in:

Being able to tell if running water is hot or cold just by listening to it. Apparently, this is not normal.

When the dessert menu arrives, I’m looking for:

Anything with honeycomb.

The three qualities that draw me to new people are:

Humour, honesty, and being able to hold a conversation.

My pet peeve is:

Seeing children with smartphones.

The best gift I’ve ever received is:

My daughter.

The three people at my dream dinner party would be:

Winston Churchill, Rylan Clark, and Elvis Presley.

The three small things that make my day better are:

Not having to wake up until 7 am, my wife’s cooking, and getting time to watch Richard Osman’s House of Games.

Jonathan’s dislikes

  • People who don’t do what they say they’re going to do
  • When you go into a pub and all they have is “craft beer”. Give me something I’ve bloody heard of!
  • People who are easily offended
  • The fact that even though we can put a man on the moon, we can’t work out a way to stop hair growing or lock in the perfect haircut. Going for a haircut and paying for it seems so unnecessary in this modern world!

Meet the rest of the team

Sam Murphy

Managing Director

Meet Sam
Jon Bloomfield

Associate Director

Meet Jon
Michael Curd

Partner

Meet Michael
Gareth Jones

Mortgage Services Manager

Meet Gareth
Jonathan Smith

Mortgage Services Manager

Meet Jonathan
Gemma Green

Senior Adviser

Meet Gemma
Lucy Reed

Client and Adviser Support

Meet Lucy
Undray Griffith

Senior Adviser

Meet Undray
Trustpilot

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Mortgage Medics Limited is an appointed representative of In Partnership, the trading name of The On-Line Partnership Limited, which is authorised and regulated by the Financial Conduct Authority (www.fca.org.uk). Mortgage Medics Limited is registered in England and Wales (Company number 06386364). Registered office: 353 Portland Road, Hove, BN3 5SF.

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Approved by In Partnership FRN 192638 September 2024