4th October 2023

Help to Buy forces first-time buyers to sell up – What can you do?

Written by Joe Mellor
Posted in First Time Buyers, Homebuying Process, Mortgage Support, Mortgages, Personal Finance, Remortgaging, The Economy

The Government’s Help to Buy scheme is forcing first-time buyers to sell up. It is another sign of the UK property market struggling. Why is… Read More

26th September 2023

Inside the most expensive house in Brighton (well Hove, actually!) that’s just had huge price reduction

Written by Joe Mellor
Posted in Homebuying Process, Lifestyle, Markets, Mortgages, Property

The most expensive house in Brighton (well Hove, actually – as the joke goes) is an amazing property and it would have cost you… Read More

25th September 2023

How to prepare for the end of your fixed rate mortgage

Written by Joe Mellor
Posted in Buy-to-Let, First Time Buyers, Homebuying Process, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging

It could be coming close to that time when you need to prepare for the end of your fixed rate. Nearly one million Brits are… Read More

21st September 2023

What can I buy close to Brighton and what will it cost?

Written by Joe Mellor
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

A lot of people can’t afford Brighton, or maybe they don’t want to be right in the city. Indeed you might want more space, which… Read More

15th September 2023

How much can I borrow on a mortgage?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Personal Finance, Property, Remortgaging, Self Employed

If you’re hoping to buy your first property or move home, the first question you will likely think is ‘How much can I borrow… Read More

24th August 2023

What is Bridging Finance?

Written by Sam Murphy
Posted in Homebuying Process, Mortgages, Property, Remortgaging

Bridging finance – often referred to as a bridging loan or bridge loan – is a short-term secured loan. Its purpose is to act as… Read More

18th August 2023

What is Mortgage Porting?

Written by Sam Murphy
Posted in Buy-to-Let, Homebuying Process, Mortgages, Property

If you’re an existing homeowner thinking of moving and have months or years left on your current mortgage product, you should consider whether Porting your… Read More

10th August 2023

I’m on a Visa, can I get a mortgage?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

If you’re living in the UK on a visa, and don’t yet have ILTR (Indefinite Leave To Remain) then it may still be possible to… Read More

27th July 2023

When should I apply for a remortgage?

Written by Sam Murphy
Posted in Homebuying Process, Mortgages, Property, Remortgaging

Over the last few days, a number of mortgage lenders have shown early signs of (finally!) reducing their interest rates. While this good news might… Read More

24th July 2023

Can I get a mortgage on a flat above a shop or pub?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

Getting a mortgage on a flat above or near a commercial property can be tricky. There are a few things that you should know, to understand the likelihood of getting an… Read More