24th October 2023

Inheritance Tax issues for you and your family to avoid

Written by Joe Mellor
Posted in Equity Release, First Time Buyers, Homebuying Process, Lifestyle, Mortgage Support, Mortgages, Personal Finance, Property, Protection

Inheritance Tax (IHT) in the United Kingdom is a tax on the estate (the property, money, and possessions) of someone who has passed away. Read More

10th October 2023

What is the difference between 2 and 5 year fixed rate mortgage ?

Written by Joe Mellor
Posted in Base Rate, Budget, Equity Release, First Time Buyers, Markets, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging, The Economy

What is difference between 2 and 5 year fixed rate mortgage, is a question a lot of potential, and current, homeowners might be wondering. It… Read More

25th September 2023

Homeowners slashing prices across UK & Brighton high on list

Written by Joe Mellor
Posted in Equity Release, First Time Buyers, Markets, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging, The Economy

Homeowners slashing prices in the UK. In total, eight of the 10 areas that have seen the biggest price cuts are in the South East. Read More

7th September 2023

My Interest only Mortgage is ending soon – what are the options?

Written by Sam Murphy
Posted in Equity Release, Mortgages, Property, Remortgaging

My interest-only mortgage term is ending. It is a question many people are asking themselves. Don’t worry, you are not alone. As of the end… Read More

19th May 2023

What are Green Mortgages?

Written by Sam Murphy
Posted in Buy-to-Let, Energy Efficiency, Equity Release, First Time Buyers, Homebuying Process, Mortgages, Property

For many individuals as well as financial institutions, the pressure is on to create ways to help make the world a greener planet. As a… Read More

1st November 2022

Is Equity Release a Good Idea?

Written by Sam Murphy
Posted in Equity Release, Lifestyle, Mortgages, Property, Retirement

Early last month, City AM had a dramatic headline: ‘Cash-strapped homeowners turn their properties into personal cash machines.’ They reported that equity release was ‘booming’,… Read More

31st March 2022

Do I Really Need to Make a Will?

Written by Sam Murphy
Posted in Equity Release, Lifestyle, Mental Health & Wellbeing, Property, Protection, Retirement, Wills & Trusts

What happens to your assets when you die? Doesn’t everything automatically go to your partner or spouse? Well, no, and this mistaken belief might explain… Read More

24th February 2022

Lasting Power Of Attorney: Why It’s An Issue You Can’t Ignore

Written by Sam Murphy
Posted in Equity Release, Lifestyle, Mental Health & Wellbeing, Property, Protection, Retirement

Ageing and death aren’t easy subjects to think about, but as we get older, they’re topics that it would be foolish to ignore. The average… Read More

16th September 2021

‘Flexible’ Careers will Increase the Need for Financial Planning

Written by Sam Murphy
Posted in COVID-19, Equity Release, First Time Buyers, Lifestyle, Markets, Mental Health & Wellbeing, Mortgages, Property, Retirement, Small Business

In days gone by, life was relatively simple. You left school or university, you found a job and barring moving away or your employer going… Read More

19th August 2021

Could homeownership make you £326,000 better off than renting?

Written by Sam Murphy
Posted in Equity Release, First Time Buyers, Lifestyle, Markets, Mortgages, Property, Retirement

Today’s homebuyers could end up £326,000 wealthier over a 30-year period than people who rent, without even considering potential house price growth, according to a… Read More