24th October 2023

Inheritance Tax issues for you and your family to avoid

Written by Joe Mellor
Posted in Equity Release, First Time Buyers, Homebuying Process, Lifestyle, Mortgage Support, Mortgages, Personal Finance, Property, Protection

Inheritance Tax (IHT) in the United Kingdom is a tax on the estate (the property, money, and possessions) of someone who has passed away. Read More

23rd October 2023

How does the mortgage application process work?

Written by Joe Mellor
Posted in Budget, First Time Buyers, Homebuying Process, Mortgage Support, Mortgages, Personal Finance, Property

When you find a property you want to buy and make an offer to the seller. If your offer is accepted, that’s great. Then… Read More

18th October 2023

How is affordability for a mortgage calculated ?

Written by Joe Mellor
Posted in Budget, Homebuying Process, Markets, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging

A question, most people will need to know when buying a property, is how affordability for a mortgage is calculated? In short, your income,… Read More

17th October 2023

What are pros and cons of selling or buying a property now ?

Written by Joe Mellor
Posted in First Time Buyers, Homebuying Process, Markets, Mortgage Support, Mortgages, Personal Finance, Property, The Economy

House prices, in the UK, are rising at the slowest rate during the ‘post-summer bump’ since the financial crash back in 2008, so what… Read More

16th October 2023

HMRC tax warning to landlords

Written by Joe Mellor
Posted in Buy-to-Let, Homebuying Process, Markets, Mortgage Support, Mortgages, Personal Finance, Property, Small Business

The HMRC has issued a tax warning to landlords over a potential scheme to avoid taxes. Various ventures that offer reduced tax bills have… Read More

13th October 2023

Brighton has been ranked highly in another important list – Largest city in Top 10

Written by Joe Mellor
Posted in Community, First Time Buyers, Lifestyle, Mental Health & Wellbeing, Mortgages, Personal Finance, Property

New research has revealed that Brighton was one the best cities for disabled people, reports The Argus. Recently the city was rated highly… Read More

12th October 2023

Can I sell my house with an ongoing neighbour dispute?

Written by Joe Mellor
Posted in Community, Lifestyle, Mental Health & Wellbeing, Mortgage Support, Mortgages, Personal Finance, Property

You can choose your friends but you can’t choose your family or neighbours, sadly. So can you sell you house if you have an… Read More

11th October 2023

Sussex town has most charity shops in UK – Can you pick up a bargain?

Written by Joe Mellor
Posted in Budget, Buy-to-Let, First Time Buyers, Lifestyle, Mortgage Support, Mortgages, Personal Finance, Property

Eastbourne has the most charity shops in the UK, it has just been revealed, but can you also pick up a bargain in the… Read More

10th October 2023

What property can I buy for £700k in Brighton ?

Written by Joe Mellor
Posted in Buy-to-Let, First Time Buyers, Lifestyle, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging

We always keep an eye on the local property market, so what can I buy for £700k in Brighton, we hear you ask. Although Mortgage… Read More

10th October 2023

What is the difference between 2 and 5 year fixed rate mortgage ?

Written by Joe Mellor
Posted in Base Rate, Budget, Equity Release, First Time Buyers, Markets, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging, The Economy

What is difference between 2 and 5 year fixed rate mortgage, is a question a lot of potential, and current, homeowners might be wondering. It… Read More