Accident, Sickness & Unemployment Cover

ASU – Accident, Sickness & Unemployment Cover, pays a monthly income if you’re unable to work owing to being signed off sick or made redundant.  Claims are usually paid for a maximum of 12 months, or until you return to work.

Most of us know somebody who’s been signed off sick for a few months or made redundant at some point over the past few years – and no sector has been spared the squeeze, even the once safe jobs in part of the public sector have come under threat.

If you were signed off sick or made redundant could you pay your mortgage or rent, utility bills, food shopping, petrol?  And what might you have to give up – the car? A social life?

“Surely I can rely on state benefits to tide me over?”

Think again – the current benefits system is highly complicated and whether you’re unable to work through sickness, or looking for work after being made redundant, the maximum you can expect to receive is just over £100 per week*.

If you’d like to discuss your options then contact us to arrange a free initial consultation, without obligation. Whatever your budget, we can tailor cover to suit your needs.  You might be surprised at how affordable appropriate cover can be.

At Mortgage Medics we use our experience and expertise to ensure you get the best advice, and all available providers to ensure you get the best value for money.  We do not usually charge a fee for insurance advice, instead we receive commission from the provider, and the exact amount would be disclosed to you prior to making an application.

Taking out appropriate cover provides peace of mind and could prevent a financial catastrophe from adding to you and your loved ones’ woes at a difficult time.

Contact us to see how we can help


*(£111.65 per week for a single person receiving Employment & Support Allowance, in the Support Group, during the main phase. – Correct as of August 2019)


Accident, Sickness & Unemployment plans have no cash in value at any time, and will cease at the end of the term.  If premiums are not maintained, then cover will lapse.