19th May 2023

What are Green Mortgages?

Written by Sam
Posted in Buy-to-Let, Energy Efficiency, Equity Release, First Time Buyers, Homebuying Process, Mortgages, Property

For many individuals as well as financial institutions, the pressure is on to create ways to help make the world a greener planet. As a… Read More

9th May 2023

Skipton’s new 100% mortgage – who is eligible and how does it work?

Written by Sam
Posted in First Time Buyers, Homebuying Process, Mortgages, Property, Self Employed

The Skipton Building Society has made headlines today by launching a new 100% mortgage – the first true scheme since the financial crisis in 2008. Read More

4th May 2023

Are UK House Prices Stabilising?

Written by Sam
Posted in Base Rate, Buy-to-Let, First Time Buyers, Markets, Mortgages, Property, The Economy

According to a recent survey by Nationwide, UK house prices increased by 0.5% in April 2023, ending a seven-month period of consecutive declines. This may… Read More

28th April 2023

What is Shared Ownership and how does it work?

Written by Sam
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

Shared ownership is a government scheme that offers you the chance to buy a share of a property from a Housing association, it’s an alternative… Read More

19th April 2023

Will interest rates ever start to fall?

Written by Sam
Posted in Base Rate, Buy-to-Let, First Time Buyers, Homebuying Process, Lifestyle, Markets, Mortgages, The Economy

Interest rates have been heading in one direction for more than a year now, rising from 0.1% in December 2021 to 4.25% today.  That’s had… Read More

6th April 2023

Is Spring a good time to buy and sell property?

Written by Sam
Posted in Buy-to-Let, First Time Buyers, Mortgages, Property

Typically speaking, Spring is a good time to sell or buy a property. The flowers are blooming, birds are singing and the days are longer. Read More

30th March 2023

What is a mortgage agreement in principle (AIP)?

Written by Sam
Posted in First Time Buyers, Homebuying Process, Mortgages, Property, Self Employed

If you want to make an offer on a property through an estate agent, you will probably be asked for a mortgage agreement in principle. … Read More

13th March 2023

Do I need an Accountant to get a Mortgage?

Written by Sam
Posted in Accountancy, Buy-to-Let, First Time Buyers, Homebuying Process, Mortgages, Personal Finance, Property, Self Employed, Small Business

Whilst an accountant can bring a lot to your business, it is not always essential to have one. You might assume that if you’ve set… Read More

3rd March 2023

What is Conveyancing?

Written by Sam
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

Whether you are buying or selling a property, you will need a conveyancer to oversee all the legal requirements and ensure your transaction successfully completes. Read More

22nd February 2023

Can I get a mortgage if I have bad credit?

Written by Sam
Posted in First Time Buyers, Lifestyle, Mortgages

If recent years have taught us anything, it’s that our finances are often much more fragile than we think, and it doesn’t necessarily take much… Read More