13th October 2022

How do rising interest rates impact homeowners and first-time buyers?

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages

Since the financial crisis of 2008, the Bank of England has kept its base rate low, meaning that borrowing has been cheap for banks, and… Read More

6th October 2022

How does the falling pound affect me?

Written by Sam
Posted in Base Rate, Budget, Lifestyle, Markets, Mortgages, The Economy

The pound went into freefall after Chancellor Kwasi Kwarteng’s Mini Budget, with news of a raft of tax cuts at a time of soaring inflation… Read More

23rd September 2022

Autumn Mini Budget – Key Announcements

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages, Property, The Economy

Kwasi Kwarteng, the new Chancellor of the Exchequer, has delivered a mini Budget, dubbed The Growth Plan, in which he promises “a new approach for… Read More

16th September 2022

Should I break out of my fixed rate mortgage?

Written by Sam
Posted in Budget, Mortgages, Property, Self Employed

With interest rates on the rise, a question we’re being asked a lot at the moment is “should I break out of my fixed rate… Read More

5th September 2022

3 Top tips on how to find & secure your next home

Written by Sam
Posted in About Us, Buy-to-Let, First Time Buyers, Mortgages, Property, Self Employed

You can spend hours looking at properties online, but are you looking in all the right places? Given the current property market you may… Read More

23rd August 2022

Top 5 reasons to speak to a mortgage advisor

Written by Sam
Posted in About Us, Buy-to-Let, First Time Buyers, Mortgages, Property, Self Employed

When it comes to taking out a mortgage or remortgaging your property, speaking to your bank might seem like a logical, natural first step to… Read More

15th August 2022

5 Top Tips when Remortgaging

Written by Sam
Posted in Budget, Mortgages, Property, Self Employed

So, what does a smooth Remortgage look like and when can you start the remortgage process? A smooth remortgage requires preparation and being organised. Just… Read More

5th August 2022

Bank of England scraps mortgage affordability test

Written by Sam
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property, Self Employed, Small Business

These exciting headlines have been filling our newsfeeds the last few days, but what does this change actually mean for new borrowers? Surely lenders won’t… Read More

29th July 2022

How to get a Self Employed mortgage

Written by Sam
Posted in Accountancy, Buy-to-Let, First Time Buyers, Mortgages, Self Employed, Small Business

In this article we’ll explain some key considerations around getting a mortgage if you are self-employed, and offer some top tips to help you prepare. Read More

21st July 2022

Buy to Let & Let to Buy – what’s the difference?

Written by Sam
Posted in Buy-to-Let, Mortgages, Property, Small Business

What is a buy to let? A buy to let property (BTL) is simply a property that’s been purchased as an investment, with the… Read More