7th June 2023

Should you be wary of 100% mortgages?

Written by Sam
Posted in First Time Buyers, Homebuying Process, Markets, Mortgages, Property, Self Employed, The Economy

Skipton Building Society recently hit the headlines after announcing that it was offering a deposit-free mortgage, aimed at first-time buyers currently living in rented accommodation. Read More

2nd June 2023

Underwriting: What Happens once my mortgage application is submitted?

Written by Sam
Posted in Buy-to-Let, First Time Buyers, Homebuying Process, Mortgages, Property

You’ve found your dream home, you’ve met with your broker to sign the paperwork, and your mortgage application has been submitted to the lender. Now… Read More

30th May 2023

What are the Costs of Moving for a First Time Buyer?

Written by Sam
Posted in First Time Buyers, Homebuying Process, Mortgages, Property, Self Employed

When buying a property, as well as your deposit there are costs you will need to take into account and budget for.  It’s a really… Read More

19th May 2023

What are Green Mortgages?

Written by Sam
Posted in Buy-to-Let, Energy Efficiency, Equity Release, First Time Buyers, Homebuying Process, Mortgages, Property

For many individuals as well as financial institutions, the pressure is on to create ways to help make the world a greener planet. As a… Read More

9th May 2023

Skipton’s new 100% mortgage – who is eligible and how does it work?

Written by Sam
Posted in First Time Buyers, Homebuying Process, Mortgages, Property, Self Employed

The Skipton Building Society has made headlines today by launching a new 100% mortgage – the first true scheme since the financial crisis in 2008. Read More

4th May 2023

Are UK House Prices Stabilising?

Written by Sam
Posted in Base Rate, Buy-to-Let, First Time Buyers, Markets, Mortgages, Property, The Economy

According to a recent survey by Nationwide, UK house prices increased by 0.5% in April 2023, ending a seven-month period of consecutive declines. This may… Read More

28th April 2023

What is Shared Ownership and how does it work?

Written by Sam
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

Shared ownership is a government scheme that offers you the chance to buy a share of a property from a Housing association, it’s an alternative… Read More

19th April 2023

Will interest rates ever start to fall?

Written by Sam
Posted in Base Rate, Buy-to-Let, First Time Buyers, Homebuying Process, Lifestyle, Markets, Mortgages, The Economy

Interest rates have been heading in one direction for more than a year now, rising from 0.1% in December 2021 to 4.25% today.  That’s had… Read More

13th April 2023

What do buy-to-let tenants look for?

Written by Sam
Posted in Buy-to-Let, Lifestyle, Mortgages, Property

As a buy-to-let investor, you know better than anyone how competitive the marketplace is right now. So what can you do to get ahead of… Read More

6th April 2023

Is Spring a good time to buy and sell property?

Written by Sam
Posted in Buy-to-Let, First Time Buyers, Mortgages, Property

Typically speaking, Spring is a good time to sell or buy a property. The flowers are blooming, birds are singing and the days are longer. Read More