12th September 2023

Predicted cost of rental rises compared to first time buyers is eye-opening

Written by Joe Mellor
Posted in Buy-to-Let, First Time Buyers, Mortgages, Property, Small Business

An exclusive story in the i has said that rental rises are to cost £3,700-a-year more than first-time buyers pay on their… Read More

13th March 2023

Do I need an Accountant to get a Mortgage?

Written by Sam Murphy
Posted in Accountancy, Buy-to-Let, First Time Buyers, Homebuying Process, Mortgages, Personal Finance, Property, Self Employed, Small Business

Whilst an accountant can bring a lot to your business, it is not always essential to have one. You might assume that if you’ve set… Read More

5th August 2022

Bank of England scraps mortgage affordability test

Written by Sam Murphy
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property, Self Employed, Small Business

These exciting headlines have been filling our newsfeeds the last few days, but what does this change actually mean for new borrowers? Surely lenders won’t… Read More

29th July 2022

How to get a Self Employed mortgage

Written by Sam Murphy
Posted in Accountancy, Buy-to-Let, First Time Buyers, Mortgages, Self Employed, Small Business

In this article we’ll explain some key considerations around getting a mortgage if you are self-employed, and offer some top tips to help you prepare. Read More

21st July 2022

Buy to Let & Let to Buy – what’s the difference?

Written by Sam Murphy
Posted in Buy-to-Let, Mortgages, Property, Small Business

What is a buy to let? A buy to let property (BTL) is simply a property that’s been purchased as an investment, with the… Read More

6th July 2022

EPC ratings on rental properties – what’s changing?

Written by Sam Murphy
Posted in Buy-to-Let, Mortgages, Property, Small Business

Energy Performance regulations on rental properties have been fast-changing these last few years. Here’s your lowdown on the changes, when they come into effect, and… Read More

5th May 2022

I take cash through my business – can I get a mortgage?

Written by Sam Murphy
Posted in Accountancy, First Time Buyers, Mortgages, Property, Self Employed, Small Business

Despite the huge push for card-only payments since the COVID-19 pandemic, taking cash is still the norm for many businesses and amongst the self-employed, particularly… Read More

7th April 2022

It’s a new tax year – what to do if you’re self-employed or a business owner

Written by Sam Murphy
Posted in Accountancy, Self Employed, Small Business, The Economy

The tax year came to an end on April 5th 2022, which means now is the perfect time to look at your finances, so you… Read More

16th September 2021

‘Flexible’ Careers will Increase the Need for Financial Planning

Written by Sam Murphy
Posted in COVID-19, Equity Release, First Time Buyers, Lifestyle, Markets, Mental Health & Wellbeing, Mortgages, Property, Retirement, Small Business

In days gone by, life was relatively simple. You left school or university, you found a job and barring moving away or your employer going… Read More

19th July 2021

Mortgage Medics make final shortlist for the L&G Mortgage Club Awards

Written by Sam Murphy
Posted in Mortgages, Small Business

Legal & General announced last week that Mortgage Medics has made the final shortlist for the L&G Mortgage Club Awards 2021, in the category “Best… Read More