25th September 2023

Homeowners slashing prices across UK & Brighton high on list

Written by Joe Mellor
Posted in Equity Release, First Time Buyers, Markets, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging, The Economy

Homeowners slashing prices in the UK. In total, eight of the 10 areas that have seen the biggest price cuts are in the South East. Read More

5th September 2023

HSBC and NatWest cut mortgage rates as competitors could follow

Written by Joe Mellor
Posted in Markets, Mortgages, Property, The Economy

In news that will relieve many HSBC and NatWest have announced a fresh round of mortgage rate cuts. Currently, the average two-year fixed mortgage rate… Read More

6th July 2023

Why are some landlords leaving the Buy-to-let market?

Written by Sam Murphy
Posted in Buy-to-Let, Mortgages, Property, The Economy

Due to its potential to generate substantial returns in a fairly short period of time, buy-to-let was once a hugely popular investment option. But we’re… Read More

30th June 2023

What is the new Mortgage Charter and what help does it offer?

Written by Sam Murphy
Posted in Markets, Mental Health & Wellbeing, Mortgage Support, Mortgages, Personal Finance, Property, The Economy

With the cost of living soaring beyond expectation, a lot of people are feeling the pinch.  Just when they thought they’d already tightened their belts… Read More

23rd June 2023

How long should I fix my mortgage for?

Written by Sam Murphy
Posted in Base Rate, Mortgages, Personal Finance, Property, The Economy

When taking out a new mortgage product, you will have the choice of either choosing a fixed rate or a variable rate. A fixed rate… Read More

7th June 2023

Should you be wary of 100% mortgages?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Markets, Mortgages, Property, Self Employed, The Economy

Skipton Building Society recently hit the headlines after announcing that it was offering a deposit-free mortgage, aimed at first-time buyers currently living in rented accommodation. Read More

4th May 2023

Are UK House Prices Stabilising?

Written by Sam Murphy
Posted in Base Rate, Buy-to-Let, First Time Buyers, Markets, Mortgages, Property, The Economy

According to a recent survey by Nationwide, UK house prices increased by 0.5% in April 2023, ending a seven-month period of consecutive declines. This may… Read More

19th April 2023

Will interest rates ever start to fall?

Written by Sam Murphy
Posted in Base Rate, Buy-to-Let, First Time Buyers, Homebuying Process, Lifestyle, Markets, Mortgages, The Economy

Interest rates have been heading in one direction for more than a year now, rising from 0.1% in December 2021 to 4.25% today.  That’s had… Read More

16th March 2023

Spring Budget 2023 – Key Announcements

Written by Sam Murphy
Posted in Base Rate, Budget, Markets, Retirement, The Economy

Jeremy Hunt, the Chancellor of the Exchequer, delivered his Budget on Wednesday 15th March 2023, in which he unveiled big changes to pensions and childcare… Read More

4th January 2023

Can I change my mind once I’ve reserved a new mortgage product?

Written by Sam Murphy
Posted in Mortgages, Property, The Economy

Interest rate turblulence in the final months of 2022 led many to look to secure a new mortgage product.  This known as a Rate Switch… Read More