4th May 2023

Are UK House Prices Stabilising?

Written by Sam
Posted in Base Rate, Buy-to-Let, First Time Buyers, Markets, Mortgages, Property, The Economy

According to a recent survey by Nationwide, UK house prices increased by 0.5% in April 2023, ending a seven-month period of consecutive declines. This may… Read More

19th April 2023

Will interest rates ever start to fall?

Written by Sam
Posted in Base Rate, Buy-to-Let, First Time Buyers, Homebuying Process, Lifestyle, Markets, Mortgages, The Economy

Interest rates have been heading in one direction for more than a year now, rising from 0.1% in December 2021 to 4.25% today.  That’s had… Read More

16th March 2023

Spring Budget 2023 – Key Announcements

Written by Sam
Posted in Base Rate, Budget, Markets, Retirement, The Economy

Jeremy Hunt, the Chancellor of the Exchequer, delivered his Budget on Wednesday 15th March 2023, in which he unveiled big changes to pensions and childcare… Read More

4th January 2023

Can I change my mind once I’ve reserved a new mortgage product?

Written by Sam
Posted in Mortgages, Property, The Economy

Interest rate turblulence in the final months of 2022 led many to look to secure a new mortgage product.  This known as a Rate Switch… Read More

27th October 2022

How can I reduce my mortgage payments?

Written by Sam
Posted in Base Rate, Budget, First Time Buyers, Markets, Mortgages, Property, Self Employed, The Economy

Due to the recent financial turbulence, a lot of us are feeling the pinch with the cost of living rising and now with the a… Read More

20th October 2022

What are Gilts?

Written by Sam
Posted in Budget, Lifestyle, Markets, The Economy

The recent Mini Budget, a £45 billion tax cutting package, paid for by increased public borrowing, led to panic among many investors and a run… Read More

6th October 2022

How does the falling pound affect me?

Written by Sam
Posted in Base Rate, Budget, Lifestyle, Markets, Mortgages, The Economy

The pound went into freefall after Chancellor Kwasi Kwarteng’s Mini Budget, with news of a raft of tax cuts at a time of soaring inflation… Read More

27th September 2022

Why is inflation making my life insurance more expensive?

Written by Sam
Posted in Budget, Lifestyle, Markets, Property, Protection, The Economy

As rises in the cost of living continue to squeeze our finances, some insurance policyholders have noticed their monthly premiums have also hiked. We explore… Read More

23rd September 2022

Autumn Mini Budget – Key Announcements

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages, Property, The Economy

Kwasi Kwarteng, the new Chancellor of the Exchequer, has delivered a mini Budget, dubbed The Growth Plan, in which he promises “a new approach for… Read More

20th May 2022

Is Buy to Let still worth it?

Written by Sam
Posted in Buy-to-Let, Lifestyle, Markets, Mortgages, Property, The Economy

The buy-to-let market has made a strong bounceback from the pandemic, with demand for rental accommodation soaring in many parts of the country, in particular… Read More