Insights

03/07/24

Changing lifestyles and affordability challenges mean a growing number of people are buying their first home in their 50s and 60...

03/07/24

An offset mortgage could help you pay less interest overall. However, they’re not the right option for every homeowner ...

14/05/24

Most people who buy property will use some form of mortgage. Indeed, according to the Financial Conduct Authority (FCA), in ...

07/05/24

Affordability challenges mean more people could near retirement with outstanding mortgage debt. It could affect your retirement plans or mean ...

07/05/24

Over the last couple of years, rising interest rates have had a huge effect on the cost of borrowing. If ...

05/04/24

Despite speculation, first-time buyers were overlooked in March’s Budget. There were expectations that the government would announce some support ...

05/04/24

A lifetime mortgage could provide a useful way to unlock property wealth. The money you access could be used to ...

05/04/24

A lender rejecting your mortgage application can be stressful and time-consuming, and it might even mean you miss out on ...

05/03/24

As property prices and rental yields have steadily increased in recent years, buy-to-let property has often been seen as a ...

05/02/24

On 6 March 2024, chancellor Jeremy Hunt will deliver the Budget. There’s speculation that one of the key announcements will be ...

05/02/24

There are reports that interest rates may have peaked as the inflation rate is falling. So, if you’re looking ...

23/01/24

Buying a home is an exciting milestone, while the mortgage world might seem intricate, clear and expert guidance can make ...

19/01/24

A poor credit history doesn’t necessarily mean you’ll never be able to take out a mortgage, but it ...