4th January 2023

Can I change my mind once I’ve reserved a new mortgage product?

Written by Sam Murphy
Posted in Mortgages, Property, The Economy

Interest rate turblulence in the final months of 2022 led many to look to secure a new mortgage product.  This known as a Rate Switch… Read More

22nd December 2022

Should I use a Mortgage Broker or talk to my Bank?

Written by Sam Murphy
Posted in About Us, Buy-to-Let, First Time Buyers, Mortgages, Property, Self Employed

When it comes to taking out a mortgage or remortgaging your property, speaking to your bank might seem like a logical, natural first step to… Read More

22nd December 2022

We Have a Winner!

Written by Sam Murphy
Posted in About Us, Mortgages, Property

Congratulations to Kirsty & Darren from Somerset, who are the winners of our Christmas Prize Draw 2022! Kirsty’s name was picked at… Read More

15th December 2022

Stamp Duty – what’s the latest?

Written by Sam Murphy
Posted in Budget, First Time Buyers, Markets, Mortgages, Property

Amidst the whirlwind of government announcements, re-announcements, interest rate dramas, Christmas mania, and the cost of living crisis, you’d be forgiven for not being able… Read More

12th December 2022

VIDEO: Can I buy a property from family with no deposit?

Written by Sam Murphy
Posted in Buy-to-Let, First Time Buyers, Mortgages, Property, Self Employed

Today Sam Mason is talking about buying property from a family member.  If they’re willing to offer you a discount, do you… Read More

29th November 2022

How are Mortgage Brokers paid?

Written by Sam Murphy
Posted in About Us, Buy-to-Let, First Time Buyers, Mortgages, Property

Before engaging a mortgage broker, you might wonder how they’re paid, will the service be free or might you be charged a substantial fee?  In… Read More

24th November 2022

Why has my property been ‘Down-valued’ and what can I do?

Written by Sam Murphy
Posted in Buy-to-Let, First Time Buyers, Mortgages, Property

A down-valuation is when a mortgage lender’s surveyor values a property lower than the current owner or buyer expects it to be valued at.  This… Read More

22nd November 2022

Let us pay your mortgage this Christmas!

Written by Sam Murphy
Posted in About Us, Mortgages, Property

We know that this Christmas will be financially challenging for many, so we’re going to pay someone’s mortgage this Christmas – and that someone could… Read More

18th November 2022

Why are fixed rates falling while the base rate is rising?

Written by Sam Murphy
Posted in Base Rate, Markets, Mortgages

Although we are seeing the Bank of England base rate rise, that does not necessarily mean that mortgage rates will too. To help clarify things,… Read More

11th November 2022

VIDEO: Is now the right time to buy?

Written by Sam Murphy
Posted in About Us, Buy-to-Let, First Time Buyers, Mortgages, Property, Self Employed

Today Sam Mason is talking about the housing market – specifically a question that’s being asked a lot at the minute by… Read More