6th June 2022

Help to buy is ending, when do I need to apply?

Written by Sam Murphy
Posted in First Time Buyers, Mortgages, Property

What is Help-To-Buy? Help to buy is an ‘equity loan’ of up to 20% of the property value outside of London and up to 40%… Read More

26th May 2022

What’s the difference between Freehold, Leasehold & Share of Freehold?

Written by Sam Murphy
Posted in First Time Buyers, Markets, Mortgages, Property

You’ll have probably seen these on a property listing.  If you’ve ever wondered what it all means, here’s a brief explanation Freehold If you… Read More

20th May 2022

Is Buy to Let still worth it?

Written by Sam Murphy
Posted in Buy-to-Let, Lifestyle, Markets, Mortgages, Property, The Economy

The buy-to-let market has made a strong bounceback from the pandemic, with demand for rental accommodation soaring in many parts of the country, in particular… Read More

13th May 2022

How Many Bank Rate Rises Will We See this Year?

Written by Sam Murphy
Posted in Base Rate, Budget, Markets, Mortgages

Last month, the UK’s inflation figures for March were released. Having been 6.2% in February, inflation had risen to 7%, the highest rate for 30… Read More

5th May 2022

I take cash through my business – can I get a mortgage?

Written by Sam Murphy
Posted in Accountancy, First Time Buyers, Mortgages, Property, Self Employed, Small Business

Despite the huge push for card-only payments since the COVID-19 pandemic, taking cash is still the norm for many businesses and amongst the self-employed, particularly… Read More

28th April 2022

Three creative ways to get on the property ladder if you don’t have enough income or deposit

Written by Sam Murphy
Posted in First Time Buyers, Lifestyle, Mortgages, Property, Self Employed

Is the perception that aspiring young homeowners can’t get on the property ladder always correct? It’s no secret that here in the UK property prices… Read More

21st April 2022

Do I need life insurance to get a mortgage?

Written by Sam Murphy
Posted in Lifestyle, Mental Health & Wellbeing, Property, Protection

It’s a question we get asked a lot, and the short answer is ‘no’ – but you might want to think about it…. Nobody likes… Read More

14th April 2022

Just picked up the keys to your new home? Here’s 5 things you mustn’t forget to do next….

Written by Sam Murphy
Posted in First Time Buyers, Mortgages, Property

The day you complete on the purchase of your new home will be hectic – filled with both excitement and sometimes a fair amount of… Read More

7th April 2022

It’s a new tax year – what to do if you’re self-employed or a business owner

Written by Sam Murphy
Posted in Accountancy, Self Employed, Small Business, The Economy

The tax year came to an end on April 5th 2022, which means now is the perfect time to look at your finances, so you… Read More

31st March 2022

Do I Really Need to Make a Will?

Written by Sam Murphy
Posted in Equity Release, Lifestyle, Mental Health & Wellbeing, Property, Protection, Retirement, Wills & Trusts

What happens to your assets when you die? Doesn’t everything automatically go to your partner or spouse? Well, no, and this mistaken belief might explain… Read More