20th October 2022

What are Gilts?

Written by Sam Murphy
Posted in Budget, Lifestyle, Markets, The Economy

The recent Mini Budget, a £45 billion tax cutting package, paid for by increased public borrowing, led to panic among many investors and a run… Read More

13th October 2022

How do rising interest rates impact homeowners and first-time buyers?

Written by Sam Murphy
Posted in Base Rate, Budget, Markets, Mortgages

Since the financial crisis of 2008, the Bank of England has kept its base rate low, meaning that borrowing has been cheap for banks, and… Read More

6th October 2022

How does the falling pound affect me?

Written by Sam Murphy
Posted in Base Rate, Budget, Lifestyle, Markets, Mortgages, The Economy

The pound went into freefall after Chancellor Kwasi Kwarteng’s Mini Budget, with news of a raft of tax cuts at a time of soaring inflation… Read More

27th September 2022

Why is inflation making my life insurance more expensive?

Written by Sam Murphy
Posted in Budget, Lifestyle, Markets, Property, Protection, The Economy

As rises in the cost of living continue to squeeze our finances, some insurance policyholders have noticed their monthly premiums have also hiked. We explore… Read More

23rd September 2022

Autumn Mini Budget – Key Announcements

Written by Sam Murphy
Posted in Base Rate, Budget, Markets, Mortgages, Property, The Economy

Kwasi Kwarteng, the new Chancellor of the Exchequer, has delivered a mini Budget, dubbed The Growth Plan, in which he promises “a new approach for… Read More

16th September 2022

Should I break out of my fixed rate mortgage?

Written by Sam Murphy
Posted in Budget, Mortgages, Property, Self Employed

With interest rates on the rise, a question we’re being asked a lot at the moment is “should I break out of my fixed rate… Read More

5th September 2022

3 Top tips on how to find & secure your next home

Written by Sam Murphy
Posted in About Us, Buy-to-Let, First Time Buyers, Mortgages, Property, Self Employed

You can spend hours looking at properties online, but are you looking in all the right places? Given the current property market you may… Read More

25th August 2022

Will my partner inherit everything if I die without a Will?

Written by Sam Murphy
Posted in Property, Protection, Retirement, Wills & Trusts

Couples who live together but aren’t married sometimes refer to their partner as their common law partner. But what does that actually mean in legal… Read More

23rd August 2022

Top 5 reasons to speak to a mortgage advisor

Written by Sam Murphy
Posted in About Us, Buy-to-Let, First Time Buyers, Mortgages, Property, Self Employed

When it comes to taking out a mortgage or remortgaging your property, speaking to your bank might seem like a logical, natural first step to… Read More

15th August 2022

5 Top Tips when Remortgaging

Written by Sam Murphy
Posted in Budget, Mortgages, Property, Self Employed

So, what does a smooth Remortgage look like and when can you start the remortgage process? A smooth remortgage requires preparation and being organised. Just… Read More