12th July 2023

What types of Survey Report are available when buying a property?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

In this article we’ll explain the 3 different types of surveys you can get and may help you decide if one is needed and which… Read More

6th July 2023

Why are some landlords leaving the Buy-to-let market?

Written by Sam Murphy
Posted in Buy-to-Let, Mortgages, Property, The Economy

Due to its potential to generate substantial returns in a fairly short period of time, buy-to-let was once a hugely popular investment option. But we’re… Read More

30th June 2023

What is the new Mortgage Charter and what help does it offer?

Written by Sam Murphy
Posted in Markets, Mental Health & Wellbeing, Mortgage Support, Mortgages, Personal Finance, Property, The Economy

With the cost of living soaring beyond expectation, a lot of people are feeling the pinch.  Just when they thought they’d already tightened their belts… Read More

23rd June 2023

How long should I fix my mortgage for?

Written by Sam Murphy
Posted in Base Rate, Mortgages, Personal Finance, Property, The Economy

When taking out a new mortgage product, you will have the choice of either choosing a fixed rate or a variable rate. A fixed rate… Read More

19th June 2023

I’m going to University – can I buy my own student house?

Written by Sam Murphy
Posted in Buy-to-Let, First Time Buyers, Mortgages, Property

What comes to mind when you think “Student House” – An Expensive, run down, messy property, with a greedy landlord?  Well, what if you could… Read More

7th June 2023

Should you be wary of 100% mortgages?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Markets, Mortgages, Property, Self Employed, The Economy

Skipton Building Society recently hit the headlines after announcing that it was offering a deposit-free mortgage, aimed at first-time buyers currently living in rented accommodation. Read More

2nd June 2023

Underwriting: What Happens once my mortgage application is submitted?

Written by Sam Murphy
Posted in Buy-to-Let, First Time Buyers, Homebuying Process, Mortgages, Property

You’ve found your dream home, you’ve met with your broker to sign the paperwork, and your mortgage application has been submitted to the lender. Now… Read More

30th May 2023

What are the Costs of Moving for a First Time Buyer?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Property, Self Employed

When buying a property, as well as your deposit there are costs you will need to take into account and budget for.  It’s a really… Read More

19th May 2023

What are Green Mortgages?

Written by Sam Murphy
Posted in Buy-to-Let, Energy Efficiency, Equity Release, First Time Buyers, Homebuying Process, Mortgages, Property

For many individuals as well as financial institutions, the pressure is on to create ways to help make the world a greener planet. As a… Read More

9th May 2023

Skipton’s new 100% mortgage – who is eligible and how does it work?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Property, Self Employed

The Skipton Building Society has made headlines today by launching a new 100% mortgage – the first true scheme since the financial crisis in 2008. Read More