16th March 2023

Spring Budget 2023 – Key Announcements

Written by Sam
Posted in Base Rate, Budget, Markets, Retirement, The Economy

Jeremy Hunt, the Chancellor of the Exchequer, delivered his Budget on Wednesday 15th March 2023, in which he unveiled big changes to pensions and childcare… Read More

15th December 2022

Stamp Duty – what’s the latest?

Written by Sam
Posted in Budget, First Time Buyers, Markets, Mortgages, Property

Amidst the whirlwind of government announcements, re-announcements, interest rate dramas, Christmas mania, and the cost of living crisis, you’d be forgiven for not being able… Read More

18th November 2022

Why are fixed rates falling while the base rate is rising?

Written by Sam
Posted in Base Rate, Markets, Mortgages

Although we are seeing the Bank of England base rate rise, that does not necessarily mean that mortgage rates will too. To help clarify things,… Read More

27th October 2022

How can I reduce my mortgage payments?

Written by Sam
Posted in Base Rate, Budget, First Time Buyers, Markets, Mortgages, Property, Self Employed, The Economy

Due to the recent financial turbulence, a lot of us are feeling the pinch with the cost of living rising and now with the a… Read More

20th October 2022

What are Gilts?

Written by Sam
Posted in Budget, Lifestyle, Markets, The Economy

The recent Mini Budget, a £45 billion tax cutting package, paid for by increased public borrowing, led to panic among many investors and a run… Read More

13th October 2022

How do rising interest rates impact homeowners and first-time buyers?

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages

Since the financial crisis of 2008, the Bank of England has kept its base rate low, meaning that borrowing has been cheap for banks, and… Read More

6th October 2022

How does the falling pound affect me?

Written by Sam
Posted in Base Rate, Budget, Lifestyle, Markets, Mortgages, The Economy

The pound went into freefall after Chancellor Kwasi Kwarteng’s Mini Budget, with news of a raft of tax cuts at a time of soaring inflation… Read More

27th September 2022

Why is inflation making my life insurance more expensive?

Written by Sam
Posted in Budget, Lifestyle, Markets, Property, Protection, The Economy

As rises in the cost of living continue to squeeze our finances, some insurance policyholders have noticed their monthly premiums have also hiked. We explore… Read More

23rd September 2022

Autumn Mini Budget – Key Announcements

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages, Property, The Economy

Kwasi Kwarteng, the new Chancellor of the Exchequer, has delivered a mini Budget, dubbed The Growth Plan, in which he promises “a new approach for… Read More

5th August 2022

Bank of England scraps mortgage affordability test

Written by Sam
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property, Self Employed, Small Business

These exciting headlines have been filling our newsfeeds the last few days, but what does this change actually mean for new borrowers? Surely lenders won’t… Read More