6th January 2022

I’m buying a home with my partner but we have unequal deposits – what should I do?

Written by Sam
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property

A question we get asked a lot is “How can we buy a property together but protect our individual finances?” If you’re thinking of getting… Read More

16th December 2021

Bank of England Base Rate increased to 0.25% – what does it mean for my mortgage?

Written by Sam
Posted in Base Rate, Budget, Markets, Mortgages

Here’s what you need to know about today’s Bank of England rate increase announcement…   What’s happened? The Bank of England has… Read More

12th November 2021

The Autumn Budget: Marks out of Ten…

Written by Sam
Posted in Budget, Markets, Mortgages, Property

Rishi Sunak, the Chancellor of the Exchequer, delivered his second Budget speech of the year on Wednesday October 27th. It was, he declared at the… Read More

4th November 2021

Base Rate Held at 0.10% – but for how long?

Written by Sam
Posted in Base Rate, First Time Buyers, Markets, Mortgages, Property

Today the Bank of England’s Monetary Policy Committee (MPC) voted to keep the Base Rate at the historic low of 0.1%, where it has been… Read More

21st October 2021

Are mortgage rates about to go up?

Written by Sam
Posted in Base Rate, First Time Buyers, Markets, Mortgages, Property

There’s been a glut of news articles recently suggesting interest rates (including mortgage rates) are going to go up.  In this post we look at… Read More

18th October 2021

Could tiny homes be the answer?

Written by Sam
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property

If you want to frighten yourself, type “world population clock” into Google. The figures go up with terrifying speed: the number (as this article was… Read More

7th October 2021

Average house prices up 10% in the last 12 months – so where next?

Written by Sam
Posted in First Time Buyers, Lifestyle, Markets, Mortgages, Property

According to the Nationwide Building Society’s latest House Price Index Report, annual house price growth was 10% in September 2021, down slightly from 11% the… Read More

30th September 2021

The rise and rise of the subscription economy

Written by Sam
Posted in Lifestyle, Markets

You may use it for beer or bread, for razor blades, watching films or even for the simple act of reading books on Amazon. The… Read More

16th September 2021

‘Flexible’ Careers will Increase the Need for Financial Planning

Written by Sam
Posted in COVID-19, Equity Release, First Time Buyers, Lifestyle, Markets, Mental Health & Wellbeing, Mortgages, Property, Retirement, Small Business

In days gone by, life was relatively simple. You left school or university, you found a job and barring moving away or your employer going… Read More

2nd September 2021

Is there any reason to worry about Inflation?

Written by Sam
Posted in Budget, COVID-19, Markets

If you’re the sort of person who likes their glass half-empty then there will be plenty of opportunities to find something to worry about at… Read More