18th August 2023

What is Mortgage Porting?

Written by Sam Murphy
Posted in Buy-to-Let, Homebuying Process, Mortgages, Property

If you’re an existing homeowner thinking of moving and have months or years left on your current mortgage product, you should consider whether Porting your… Read More

12th July 2023

What types of Survey Report are available when buying a property?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

In this article we’ll explain the 3 different types of surveys you can get and may help you decide if one is needed and which… Read More

2nd June 2023

Underwriting: What Happens once my mortgage application is submitted?

Written by Sam Murphy
Posted in Buy-to-Let, First Time Buyers, Homebuying Process, Mortgages, Property

You’ve found your dream home, you’ve met with your broker to sign the paperwork, and your mortgage application has been submitted to the lender. Now… Read More

19th May 2023

What are Green Mortgages?

Written by Sam Murphy
Posted in Buy-to-Let, Energy Efficiency, Equity Release, First Time Buyers, Homebuying Process, Mortgages, Property

For many individuals as well as financial institutions, the pressure is on to create ways to help make the world a greener planet. As a… Read More

4th May 2023

Are UK House Prices Stabilising?

Written by Sam Murphy
Posted in Base Rate, Buy-to-Let, First Time Buyers, Markets, Mortgages, Property, The Economy

According to a recent survey by Nationwide, UK house prices increased by 0.5% in April 2023, ending a seven-month period of consecutive declines. This may… Read More

6th April 2023

Is Spring a good time to buy and sell property?

Written by Sam Murphy
Posted in Buy-to-Let, First Time Buyers, Mortgages, Property

Typically speaking, Spring is a good time to sell or buy a property. The flowers are blooming, birds are singing and the days are longer. Read More

3rd March 2023

What is Conveyancing?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Property

Whether you are buying or selling a property, you will need a conveyancer to oversee all the legal requirements and ensure your transaction successfully completes. Read More

15th December 2022

Stamp Duty – what’s the latest?

Written by Sam Murphy
Posted in Budget, First Time Buyers, Markets, Mortgages, Property

Amidst the whirlwind of government announcements, re-announcements, interest rate dramas, Christmas mania, and the cost of living crisis, you’d be forgiven for not being able… Read More

8th April 2021

The Chancellor’s Mortgage Guarantee: a Good Idea? Or a Big Mistake?

Written by Sam Murphy
Posted in Budget, COVID-19, Markets, Mortgages, Property

“Generation Rent,” declared Rishi Sunak in his Budget speech, “will become Generation Buy.” Had the House of Commons been full, this announcement would no doubt… Read More