23rd March 2022

The Chancellor’s Spring Statement – what you need to know

Written by Sam Murphy
Posted in Base Rate, Budget, Markets, Mortgages, Property, The Economy

Rishi Sunak delivered his Spring Statement today.  We’ve sifted through the detail to bring you what you’re most likely to want to know about. Read More

19th January 2022

Inflation hits a 30-year high – but why, and what might it mean for mortgages?

Written by Sam Murphy
Posted in Base Rate, Budget, Markets, Mortgages

Inflation is the rate at which the things we buy go up in cost, and it’s risen to 5.14% in the 12 months to December… Read More

12th November 2021

The Autumn Budget: Marks out of Ten…

Written by Sam Murphy
Posted in Budget, Markets, Mortgages, Property

Rishi Sunak, the Chancellor of the Exchequer, delivered his second Budget speech of the year on Wednesday October 27th. It was, he declared at the… Read More

2nd September 2021

Is there any reason to worry about Inflation?

Written by Sam Murphy
Posted in Budget, COVID-19, Markets

If you’re the sort of person who likes their glass half-empty then there will be plenty of opportunities to find something to worry about at… Read More

27th May 2021

Mortgages for the self-employed – shall we just forget about last year?

Written by Sam Murphy
Posted in COVID-19, First Time Buyers, Mortgages, Property, Small Business

27th May 2021 If you’re self-employed (a sole trader, partnership, or limited company director), you’d be forgiven for thinking that the odds are always stacked… Read More

8th April 2021

The Chancellor’s Mortgage Guarantee: a Good Idea? Or a Big Mistake?

Written by Sam Murphy
Posted in Budget, COVID-19, Markets, Mortgages, Property

“Generation Rent,” declared Rishi Sunak in his Budget speech, “will become Generation Buy.” Had the House of Commons been full, this announcement would no doubt… Read More

11th March 2021

What is the state of the mortgage market after a year of Covid?

Written by Sam Murphy
Posted in COVID-19, First Time Buyers, Markets, Mortgages, Property

11th March 2021 Like all markets, the mortgage market has not avoided the impact of coronavirus. A year after the start of the pandemic let’s… Read More

5th March 2021

Budget Overview 2021

Written by Sam Murphy
Posted in Budget, COVID-19, Markets, Mortgages, Property

5th March 2021 Introduction It is interesting to look back 12 months to Rishi Sunak’s first Budget: it was followed by a year none of… Read More

12th February 2021

Where next for flat owners with cladding?

Written by Sam Murphy
Posted in Markets, Mortgages, Property

Since the tragedy at Grenfell Tower on 14th June 2017, which took the lives of 72 people, there has rightly been a drive to ensure… Read More

15th January 2021

Annual house price growth hits six year high

Written by Sam Murphy
Posted in Markets, Mortgages, Property

According to the Nationwide House Price Index, annual house price growth rose to a six year high of 7.3% in December… Read More