4th December 2023

Have Interest Rates Peaked and What’s Happening With The Property Market?

Written by Sam Murphy
Posted in Base Rate, First Time Buyers, Homebuying Process, Mortgages, Personal Finance, Property, Remortgaging, Self Employed, The Economy

In the last few weeks we’ve seen many mortgage lenders reduce rates on their fixed rate products, with reports of a ‘rate war’ between the… Read More

24th November 2023

Don’t sleepwalk to mortgage renewal – Here’s why

Written by Joe Mellor
Posted in Homebuying Process, Mortgage Support, Mortgages, Personal Finance, Remortgaging

Mortgage renewal is something that can creep up on you and, sleepwalking into your new rate, could cost you a lot more than you… Read More

2nd November 2023

How to borrow more on your mortgage when you’re in a fixed rate

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Personal Finance, Property, Remortgaging, Self Employed

Across the UK many homeowners find themselves wanting to take additional borrowing on their mortgage for purposes such as home improvement, debt consolidation or gifting… Read More

13th October 2023

Are Big Mortgage Product Fees Worth It?

Written by Sam Murphy
Posted in Homebuying Process, Mortgages, Property, Remortgaging

If you’re approaching the end of your mortgage fixed rate, you might find yourself being offered products with lower rates but BIG product fees.  The… Read More

12th October 2023

Can I sell my house with an ongoing neighbour dispute?

Written by Joe Mellor
Posted in Community, Lifestyle, Mental Health & Wellbeing, Mortgage Support, Mortgages, Personal Finance, Property

You can choose your friends but you can’t choose your family or neighbours, sadly. So can you sell you house if you have an… Read More

10th October 2023

What is the difference between 2 and 5 year fixed rate mortgage ?

Written by Joe Mellor
Posted in Base Rate, Budget, Equity Release, First Time Buyers, Markets, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging, The Economy

What is difference between 2 and 5 year fixed rate mortgage, is a question a lot of potential, and current, homeowners might be wondering. It… Read More

25th September 2023

How to prepare for the end of your fixed rate mortgage

Written by Joe Mellor
Posted in Buy-to-Let, First Time Buyers, Homebuying Process, Mortgage Support, Mortgages, Personal Finance, Property, Remortgaging

It could be coming close to that time when you need to prepare for the end of your fixed rate. Nearly one million Brits are… Read More

15th September 2023

How much can I borrow on a mortgage?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Personal Finance, Property, Remortgaging, Self Employed

If you’re hoping to buy your first property or move home, the first question you will likely think is ‘How much can I borrow… Read More

7th September 2023

My Interest only Mortgage is ending soon – what are the options?

Written by Sam Murphy
Posted in Equity Release, Mortgages, Property, Remortgaging

My interest-only mortgage term is ending. It is a question many people are asking themselves. Don’t worry, you are not alone. As of the end… Read More

3rd August 2023

Should I take my mortgage over a longer term?

Written by Sam Murphy
Posted in First Time Buyers, Mortgages, Personal Finance, Property, Remortgaging, Retirement, Self Employed

As inflation soars and people struggle with higher living costs, many are having to make tough financial choices to make ends meet and progress in… Read More