15th September 2023

How much can I borrow on a mortgage?

Written by Sam Murphy
Posted in First Time Buyers, Homebuying Process, Mortgages, Personal Finance, Property, Remortgaging, Self Employed

If you’re hoping to buy your first property or move home, the first question you will likely think is ‘How much can I borrow… Read More

7th September 2023

My Interest only Mortgage is ending soon – what are the options?

Written by Sam Murphy
Posted in Equity Release, Mortgages, Property, Remortgaging

My interest-only mortgage term is ending. It is a question many people are asking themselves. Don’t worry, you are not alone. As of the end… Read More

5th September 2023

HSBC and NatWest cut mortgage rates as competitors could follow

Written by Joe Mellor
Posted in Markets, Mortgages, Property, The Economy

In news that will relieve many HSBC and NatWest have announced a fresh round of mortgage rate cuts. Currently, the average two-year fixed mortgage rate… Read More

3rd August 2023

Should I take my mortgage over a longer term?

Written by Sam Murphy
Posted in First Time Buyers, Mortgages, Personal Finance, Property, Remortgaging, Retirement, Self Employed

As inflation soars and people struggle with higher living costs, many are having to make tough financial choices to make ends meet and progress in… Read More

27th July 2023

When should I apply for a remortgage?

Written by Sam Murphy
Posted in Homebuying Process, Mortgages, Property, Remortgaging

Over the last few days, a number of mortgage lenders have shown early signs of (finally!) reducing their interest rates. While this good news might… Read More

23rd June 2023

How long should I fix my mortgage for?

Written by Sam Murphy
Posted in Base Rate, Mortgages, Personal Finance, Property, The Economy

When taking out a new mortgage product, you will have the choice of either choosing a fixed rate or a variable rate. A fixed rate… Read More

3rd February 2023

Can I get a mortgage on Maternity / Parental Leave?

Written by Sam Murphy
Posted in First Time Buyers, Mortgages, Property

You may think that getting a mortgage could be difficult if you’re about to start, or are currently on maternity or shared parental leave.  Fortunately,… Read More

4th January 2023

Can I change my mind once I’ve reserved a new mortgage product?

Written by Sam Murphy
Posted in Mortgages, Property, The Economy

Interest rate turblulence in the final months of 2022 led many to look to secure a new mortgage product.  This known as a Rate Switch… Read More

16th September 2022

Should I break out of my fixed rate mortgage?

Written by Sam Murphy
Posted in Budget, Mortgages, Property, Self Employed

With interest rates on the rise, a question we’re being asked a lot at the moment is “should I break out of my fixed rate… Read More

15th August 2022

5 Top Tips when Remortgaging

Written by Sam Murphy
Posted in Budget, Mortgages, Property, Self Employed

So, what does a smooth Remortgage look like and when can you start the remortgage process? A smooth remortgage requires preparation and being organised. Just… Read More